Welcome to a new edition of the TruBlo newsletter. We are funding 45 early-stage blockchain ideas to explore new options for “trusted content on future blockchains”. A list of all TruBlo projects is here: https://www.trublo.eu/projects/
Our main question for selecting news and links: How is the field of blockchain, content and trust evolving?
The Federal Trade Commission (FTC) has filed a suit against Kochava, a US-based data broker.
“Kochava’s data can reveal people’s visits to reproductive health clinics, places of worship, homeless and domestic violence shelters, and addiction recovery facilities. The FTC alleges that by selling data tracking people, Kochava is enabling others to identify individuals and exposing them to threats of stigma, stalking, discrimination, job loss, and even physical violence. The FTC’s lawsuit seeks to halt Kochava’s sale of sensitive geolocation data and require the company to delete the sensitive geolocation information it has collected.”
Two-thirds of UK youth are not interested in crypto
A survey conducted by youth marketing agency Seed in May 2022 showed low interest in cryptocurrency among young people in Britain.
“Responses revealed that 66% of so-called ‘zoomers’ aged 18-24 are not interested in cryptocurrency, with 10% willing to try it but won’t prefer it over other investments. It canvassed 2,000 people during May, which was the depths of the crypto crash. Women are even less interested in crypto, with three-quarters giving it a thumbs down. In contrast, half of men are willing to give it a try.The situation for NFTs was even worse, with 70% believing non-fungible tokens (NFTs) are scams.”
People buying guns with cryptocurrency leave a digital trail
Gun owners in the USA want no or minimal data registration about purchases and ownership. But buying weapons with crypto could leave an unintentional digital trail.
Sources: Netflix plans to launch ad tier in November, to be ahead of Disney+
In July, the company announced to plan for the introduction in early 2023. Now it looks like the launch will be done earlier for markets in the US, Canada, UK, France and Germany.
Google blocks TruthSocial app because of violent content
TruthSocial is a social media platform initiated by former US president Donald Trump after being banned from Twitter. Now it seems Google will not allow the app to be downloaded via the Google Play Store.
French government uses AI to detect undeclared swimming pools
In France, homeowners must declare a swimming pool for accurate property tax. Authorities are now using machine learning software to analyse aerial photos.
“The software, developed in partnership with the consulting firm Capgemini and the US digital giant Google, was tested in nine regions — Alpes-Maritimes, Var, Bouches-du-Rhône, Ardèche, Rhône, Haute-Savoie, Morbihan, Maine-et-Loire and Vendée — and revealed more than 20,000 undeclared swimming pools, according to a report by the directorate. “
A tweet can be edited for up to 30 minutes, and the edit history will be shown to users. The feature has been requested for a long time, though critics feat that the edit option might open the door to misuse.
Little kids yelling “poop” at Alexa are driving up profits for some songs
“Pecunia non olet” is a Latin proverb that means “Money does not smell”. Now, some musicians report that songs with the word “poop” are getting many plays. The assumption is that this happens because little kids yelling “poop” activate Alexa.
According to a blog post by the Helium Foundation, the platform wants to free up resources needed to develop and maintain its own blockchain and instead plans to switch to Solana.
“Developers behind the Helium network – a grid of medium-range wireless hotspots pitched as an alternative to hard-wired internet service – are proposing to migrate away from the project’s own blockchain onto Solana, in pursuit of faster transaction speeds, higher uptimes and more interoperability with other blockchains as key reasons. The Helium Foundation wrote in a Medium post this week that the new proposal from the Helium core developer team would improve the operational efficiency “significantly.” The proposal to move toward Solana and away from Helium’s own blockchain, officially known as HIP 70, “addresses network speed, reliability and scalability”.
Misplaced decimal allowed traders in Georgia to cash out at 100x the regular price
Coinbase tries to get its money back after discovering that in late August, Georgia traders could cash out crypto at 100 times the intended market rate. The Georgian Lari (GEL) exchange rate was 290, not 2,90. As a result, an estimated 900 traders could sell their holdings at a considerable profit. Coinbase is now seeking payback; accounts have been locked in some cases. The misplaced decimal point was not detected for seven hours.
Market analysis: The state of crypto banks in 2022
Users: From October 2021 to May 2022, Crypto.com saw its user base grow from 10M to 50M, an increase of 400%. Similarly, the number of Nexo users doubled from over 2M to over 4M from September 2021 to May 2022. Crypto lending has surged over the last two years and publicizes a vision of financial services where lenders and borrowers avoid the traditional financial firms that position themselves as the gatekeepers for loans or other products.
Company size: While some crypto banks are facing hiring headwinds, others are unperturbed amid market volatility. In June 2022, BlockFi announced a 20% layoff — the company headcount dropped from about 850 in January to about 680 by the end of July. Meanwhile, Nexo’s LinkedIn headcount has jumped nearly 60% since January 2022.
Newsletter #27: Web3 and decentralisation • Messaging service Signal plays with fire • PayPal explores stable coin • Facebook rolls out new privacy center • Tarantino sells “Pulp Fiction” scenes as NFTs • Neufund shutting down • Blockchain venture funding 2021, per country
TruBlo NEWSLETTER • Trustable content on future blockchains
January 12, 2022
TruBlo Newsletter #27
Your quick update from the intersection of trust, content and blockchain
TruBlo funded project: ENARXIS – Better management for EV charging stations.
Problem: ENARXIS develops a blockchain reputation system for better use of charging stations for electric vehicles. The current situation is that a charging point might be reserved, but the driver does not show up. Another issue is when a car is fully loaded but not moved away, blocking the station.
Solution: Users showing up in time and leaving when loaded will be rewarded with a good reputation. The company behind the project is EV Loader, and the team is already operating in the field of EV charging points management in Greece.
Here is a new element in our newsletter. In each edition, we aim to summarise the current sentiment for crypto, blockchain and web3 similar to a weather report:
Past week: A heavy storm passing through, resulting in falling value for many currencies.
Currently cold temperature, with unclear outlook whether situation will brighten up. There might even be additional storms coming through, but that is unclear.
Here is an exciting and thoughtful comment published by Moxie Marlinspike, the CEO of messaging service Signal, who just stepped down. He talks about the assumption that web3 will be decentralised, and the question he asks is: Is this really what we need? He created an NFT (non-fungible token), primarily to test the current status. At the end of the post, Marlinspike comes to two interesting conclusions:
We should accept the premise that people will not run their own servers by designing systems that can distribute trust without having to distribute infrastructure. This means architecture that anticipates and accepts the inevitable outcome of relatively centralized client/server relationships, but uses cryptography (rather than infrastructure) to distribute trust. One of the surprising things to me about web3, despite being built on “crypto,” is how little cryptography seems to be involved!
We should try to reduce the burden of building software. At this point, software projects require an enormous amount of human effort. Even relatively simple apps require a group of people to sit in front of a computer for eight hours a day, every day, forever. This wasn’t always the case, and there was a time when 50 people working on a software project wasn’t considered a “small team.” As long as software requires such concerted energy and so much highly specialized human focus, I think it will have the tendency to serve the interests of the people sitting in that room every day rather than what we may consider our broader goals. I think changing our relationship to technology will probably require making software easier to create, but in my lifetime I’ve seen the opposite come to pass. Unfortunately, I think distributed systems have a tendency to exacerbate this trend by making things more complicated and more difficult, not less complicated and less difficult.
The quotes are a bit long, sorry. But shortening them would have resulted in a loss of nuance:
Signal is “playing with fire”: Adding traceless money transfers could invite regulators to stop end-to-end encryption.
Another story is that Signal currently explores the addition of anonymous cryptocurrency payments. Such payments would be almost untraceable, like cash. Casey Newton from Platformer sees this as a risky move, and such an option could be an excuse to regulators worldwide to call for end-to-end encryption. “How Signal is playing with fire” is the headline. Simply adding such services could do more harm than good.
PayPal confirmed that the company is working on a PayPal stablecoin, backed by US-Dollar. The company said it would be working with regulators ahead of a launch. On a recent podcast, a company representative said that the company has “not yet seen a stablecoin out there that is purpose-built for payments.”
The goal for their coin would be to enable payments at scale while maintaining security. One hope for the future would be that fees for money transfers go down.
Cardano Forrest project says it planted one million trees.
The Cardano Foundation is a non-profit that oversees the Cardano network development. One project of the organisation is the Cardano Forrest, a reforestation effort. The project says it has reached a milestone of one million trees. For the plantation, the foundation works with Veritree, which uses blockchain to enable verifiable tracking of each plant. Veritree offers a platform for businesses and planting organisations, providing the technology, trusted storage and data updates.
Such projects are positive. But the central success part is when the planted trees are still there in fifty years. Whether blockchain contributes to such long-term development and tracing such projects, the digital record won’t change if no one looks after the trees.
Meta rolls out new privacy centre, currently only available for US users
Setting privacy rules on Facebook is possible, but not simple. Now, Meta announced a new, updated privacy centre that makes privacy and sharing settings easier to use. The offering is currently only available for users in the US but will be rolled out worldwide in the coming months.
How Meta/Facebook wanted secrecy for data centre project in the Netherlands
BuzzFeed reports that people in the small Dutch town of Zeewolde feel deceived. The town council negotiated for two years about a planned, hyper-scale data centre. Only after the project, code-named “Tulip”, got the green light did the council members, and the citizens realise they were dealing with is Meta/Facebook.
“Facebook’s demand for secrecy around its data centre in the Netherlands is the latest example of Big Tech’s aggressive but covert strategy to squeeze concessions from local governments. The veil of secrecy minimizes public scrutiny and backlash, often until it is too late.”
EU Parliament gets sanctioned by EU data protection officer
The European Data Protection Supervisor sanctioned the European Parliament over a breach of data protection rules. The EU Parliament had launched a COVID-19 test booking website using a 3rd party provider. The set-up was not in compliance with the privacy protection rules. The episode is a reminder that the EU takes data protection seriously.
Livepeer gets funding for decentralised video streaming based on an open video infrastructure.
In the future, Amazon Video and Netflix might have to compete not with one but potentially multiple, decentralised video streaming services using blockchain. One such contender is Livepeer, an Ethereum-based streaming network, which recently received 28 Million US-Dollars in venture funding. Livepeer aims to develop an “open video infrastructure”, meaning content creators could offer their videos independently from a central hub or authority. There is a 10 minute illustrated primer on the homepage that helps to understand the goals of Livepeer better. The company will use the money to develop “smart video” services based on Artificial Intelligence and so-called “peer-to-peer” content delivery.
Deleted scenes from “Pulp Fiction” movie to be auctioned off as NFTs
Director Quentin Tarantino plans to auction off “Pulp Fiction” NFTs, despite being sued by film company Miramax over the rights for these scenes. A unique feature of these NFTs is that they are “secret”, meaning only the buyers will be able to view them. For this purpose, the filmmaker will use a platform by Secret Network, which received $11.5 million in funding in May 2021.
European Media Freedom Act: Commission launches public consultation
The consultation intends to collect views on the most important issues affecting the functioning of the internal media market, including different types of interference in media, as well as economic trends. It covers three main areas pertaining to media markets, the first one focuses on transparency and independence (e.g. scrutiny of media market transactions, transparency of media ownership and audience measurement), the second on conditions for their healthy functioning (e.g. exposure of the public to a plurality of views, media innovation in the EU market) and the third one on fair allocation of state resources (e.g. independence of public service media, transparency and fair distribution of state advertising).
The consultation is open until March 21 2022. Input can be provided via a webpage at the “Have your say portal”
“The Currency is the first NFT collection by the renowned Damien Hirst. Reimagining how NFTs are used.” The offering is a collection of 10,000 NFTs that correspond to 10,000 unique physical artworks stored in a secure vault in the UK.”
The marketplace is in talks to raise $300 million, based on a $13 billion valuation. Currently, Open Sea is criticised because of a recent incident: The platform had frozen certain assets which were stolen. But critics argue that such an action should not be possible for a decentralised platform NFTs. Ben Thompson of Stratechery wrote a more extended analysis. Follow the link.
Legal uncertainty: Why Berlin-based Neufund shuts down
The idea was intriguing: Let everyone invest in any company globally in a trustable way. Despite claiming that this model worked very well using Ethereum, the company is shutting down. In an article on “Coindesk”, Zoe Adamovicz, one of the company’s co-founders, says: We were successful. But we failed to get a green light from regulators.
Over the course of Neufund’s life, we transacted about €20 million ($22.6 million) through our equity platform, facilitated entirely through the public Ethereum blockchain. We registered 11,000 investors from 123 countries – an international and diverse crowd with tickets starting from as low as €100 ($113).
Despite engaging with regulators for years, we didn’t manage to get out of the limbo of legal uncertainty.
In total, a staggering $23.1 billion in venture funding has been raised by blockchain companies in 2021. But where were these companies located? Are there any particular countries where blockchain companies are raising more than others?
A former partner of Andreesen Horowitz plans a $900 million crypto investment fund.
Katie Haun, a partner in the venture capital firm Andreesen Horowitz, plans a pair of substantial first funds for her firm. $900 million would be the first time a venture firm starts with such an amount. On the other side, the investments in many startups have reached $50 or 100 million in past years.
Kick-off with projects selected in the second open call: Last week, TruBlo organized a two-day kick-off with the 15 projects selected for funding in the second open call. In total, including the projects selected in the first open call, there are now 25 active projects.
Crypto custody providers are specialized services. Their job is to store currency securely. In the current market, eight of these platforms have a relatively large share of the market:
“10% of all cryptocurrency ($250 billion) is stored on just 8 crypto custody tech providers/custodians”.
Blockdata has an overview and comparison of these providers.
“Like in a wild west movie when the sheriff rides into town.”
How much cryptocurrency has been stolen so far? Here is one estimate: Roughly $10 billion, between 2011 to 2021. Is that a lot? Not so much? Hard to judge. To be fair: Even in the traditional banking market, money scams result in money every year. Potentially the crypto market is not worse, but not better either. The big challenge here is that usually, people are tricked into handing out their credentials. Still, about a third of the losses are because of security breaches.
In more detail:
In total, $2.86 billion has been stolen through security breaches and $6.8 billion has been stolen through scams, and $0.335 billion through DeFi hacks.
In the US, the Internal Revenue Service (IRS) seized cryptocurrencies to the value of $3.5bn, which is 93% of all seizures.
Approximately $10 billion in total worth of cryptocurrencies has been stolen between 2011 and May 2021
Quote: “It’s like in a wild west movie when the sheriff rides into a lawless town – they need to have brought the big guns with them if they’re going to get the situation under control. These “guns” broadly fall into two areas – new laws and new tools.”
An informative article by fin-tech writer Chris Gledhill on LinkedIn provides more numbers and trends (and links to official reports).
The “Wall Street Journal” documents how fast-growing tech companies are diversifying into one area after another. They are overtaking the former positions of the “old guard”, companies like General Electric or Siemens.
Why it matters: Media and communication markets are more affected by monopolistic structures than utility markets. It might be bad for the price competition if all electricity comes from one company. But if all information and advertising come from just a very few companies, it is a complex problem.
Artificial intelligence systems should not be a black box. Although it might be complex to understand how a system works, judging and verifying the output should be possible. This must be possible for the conclusions as well as how the system came to them. To get there, we need “explainable AI” (XAI).
Explainable AI comes in three types:
Global (what the system is doing),
Local (how a model came up with a prediction), and
Social (how users might behave in response to the system’s predictions)
This is viewed as important:
A survey by IDC from 2020 showed that many business buyers see “explainability” as a “critical requirement”.
The European Commission High-Level Expert Group on AI has referenced XAI as a guiding principle.
NGI Policy Summit: How can we rebuild the internet as a public good?
From November 29 to December 1, 2021, the European “Next Generation Internet” (NGI) community came together to discuss the future of the internet.
The Policy Summit discussed how we could build an alternative model for the future of the internet through the lens of three overarching themes: keeping the internet global, building a sustainable, interoperable Internet, and reclaiming the internet as a public good.
Note: There is a great option to view selected speeches “on-demand”, meaning that you can select the speakers and talks you are interested in. Our recommendation is to watch the talk by book author and internet activist Cory Doctorow.
“The European Innovation Report 2021” provides some evidence that the deep gap between start-up and funding activities in the US and Europe might become more narrow. There is a notable increase in innovation funding and startup activities in Europe. Gradually the EU can claim progress in the field of fast-growing (and well funded) startups.
A question for the future is: How will the EU companies differ (in business models, values, ethics) from the large US or Chinese companies.
The EU supports the organisation of a collaborative project to report European news. The project will bring together 16 news agencies and be led by “Deutsche Presse Agentur” (dpa) from Germany.
As a consumer, as a normal user: How will you tell a scam from the correct log-in page of a cryptocurrency platform?? If you are a project manager for a crypto platform, this article is required reading. It shows examples and helps to understand better what the solution must be.
Cosmetics company Lush demands actions for a safer environment from platforms
Lush announced that it would close down the Instagram, Facebook, TikTok and Snapchat account it operates in all 48 countries they are present.
They demand actions from the platforms “to provide a safer environment” for users. Twitter and YouTube will stay in operation.
Axie Infinity: Is the play-to-earn model sustainable? Experts have doubts.
For every gamer, this must sound too good to be true: Get paid to play. This, though, is what the platform Axie Infinity offers. The company is the “current flag-bearer for the emerging play-to-earn (P2E) business model” (Source: Naavik).
Here is how it works: You get paid in cryptocurrency if you fight monsters in Axie Infinity. But there is a catch. To start the game, you have to pay an entry fee of $1,000. Many players come from low-income countries and do not have such an amount. This has led to the emergence of sponsors, who enable a new player to get in, but then take a cut of the earnings. So far, so complex.
At the current state, the game economy is dependent on massive user growth to pay existing players. But this year, the cryptocurrency used in the game by the name of “Smooth Love Potion” (SLP) has lost value compared to US-Dollar. Analysis firm Naavik published a partially free study about Axie, link below.
Seeing is believing? Look at these examples of deep fakes and think again
This links to an older article from Technology Review (from August 28, 2020). But have a look, it’s important to see this. The article shows how easy it is to use Software to create deep fakes. There are examples in the article, which have a surprisingly high quality.
The creations that are possible are used for all kinds of memes. For all kinds of platforms such as Twitter, Instagram and TikTok.
This means: Millions of people are seeing them. Users need to recalibrate what they think is true and what is not true. As the article says: Things are getting weird.
Who will be the leading force in the future metaverse: A large company pushing advertising into every area? Or will new organisations and groups be pushing against pure commercial usage? Fascinating outlook into the future.
Enterprise Blockchain Report: Funding requirements for startups notably higher
LeadBlock Partners, a venture capital fund, has published its enterprise blockchain report. The data is based on 250 startups. In comparison to earlier surveys, the startups expect to need higher funding to succeed.
According to the survey, a challenge for raising money is the lack of blockchain know-how among investors. 58% of the interviewed startups disagreed with the question of investors’ competence in this field.
Another question of the survey was which platforms the startups would choose. Ethereum is still in the lead here, with a share of 28%. The article has a breakdown of all platforms in use, with more detail.
Mosaico: Using tokens to connect startups with investors
Mosaico is located in Poland. They facilitate contact between startups and investors. So far, the company has an amount of $12.5 million for 28 projects. To an extent, the tokenization of a business project is a very early IPO – in the sense that investors can buy parts of the company.
“With four years of presence in the crypto industry, Mosaico has successfully incorporated blockchain technology into equity crowdfunding within Europe. Besides creating attractive opportunities for investors to diversify their portfolios, the entity plays an advisory role for its patrons and beneficiaries. “ (Cointelegraph)
CurioNFT offsets carbon emissions using “lazy minting”
The criticism over energy use for mining Bitcoins or minting NFTs (Non-fungible tokens) seems to result in platforms taking action. For an upcoming NFT project, CurioNFT will reduce carbon emissions by using “lazy minting”. This means that the process is initiated at a time of low Ethereum usage, thus “generating 2% of the emissions of a typical NFT”. The platform says the carbon costs are equivalent to sending 17 emails with attachments. The company is involved in other activities to offset emissions. They have so far planted 12,000 trees.
Quick updates: Recent news about digital money/blockchain in El Salvador, the EU, Japan, Nigeria
El Salvador: The International Monetary Fund issued a note about the financial situation in El Salvador. The IMF warned the country about the risks associated with its blockchain policies. In the country, Bitcoin is an official currency. LINK
The EU Parliament and the European Council are moving forward to allow a pilot program for blockchain-based tokenized securities (EU Report here). This would allow financial instruments like stocks or bonds could utilize blockchain as the backend technology. Quote: “Under the sandbox program, certain existing legal requirements are temporarily waved, subject to limits.” LINK
Large banks in Japan and 70 other companies are getting ready to trial a new digital currency for large business transactions. The trial is planned for the second half of 2022. LINK
Nigeria: The country’s central bank wants financial institutions to develop products based on the newly introduced CBDC. An opportunity here to develop secure, usable solutions. LINK
Square Decentralized Exchange Protocol white paper
Financial company Square published a white paper for a decentralized exchange protocol. The idea would be to enable payments across different types of fiat and cryptocurrencies. LINK
How can Ethereum evolve with Layer 2?
Ethereum has evolved into the key platform enabling smart contracts. But future growth is inhibited due to high gas prices for transactions. This is why some companies and solutions are now providing Layer 2 services.
A quick definition: “Layer 2 is another network working above the leading Ethereum network. The Layer 2 solutions stay above the Layer 1 network through a smart contract. Layer 2 can interact with the leading network and not rely on modifications to their base protocols.”
Blockchance Conference, Hamburg – December 2-4, 2021
More than 4,000 delegates, including blockchain and AI experts, developers, investors, CEOs and advisors from the EU Commission, are expected in Hamburg for the hybrid Blockchance Europe 2021 underway in the Chamber of Commerce from December 2-4.
Up to 175.000 Euro for innovative ideas. Apply here
News
Trust, Content, Blockchain, Next Generation Internet.
Blockchain for business: Why is it not taking off?
The value of Bitcoin is rising. But the hype there has so far not helped with business solutions using blockchain. Why is development in this area so slow?
A report from MIT Sloan says:
“The biggest challenge to companies creating blockchain apps isn’t the technology — it’s successfully collaborating with ecosystem partners”.
International container shipping is an example: If implemented, containers could one day pass through customs faster. But this will only happen once many shipping compannies and port authorities adopt the technology.
Early blockchain projects for business are in a catch-22 situation: They need a network to be valuable.
For the study researchers studied over a dozen live blockchain applications including TradeLens, the IBM Food Trust, the Grass Roots Farmer Cooperative, We.Trade, KoreConX, MediLedger, Santander (bond issuance and settlement), SmartResume, WineChain, ANSAcheck, Rapid Medical Parts (3D printing of parts to convert sleep apnea machines to hospital-grade respirators), Stellar (payments platform), and Xbox royalty payments (compensating content creators).
So, everyone is waiting for the first big success to open the gates.
Key takeaway: Should you plan a blockchain project consider how it could be picked up fast by many users or many members of one particular group. LINK
A way to timestamp documents
Wordproof offers a way to add verification options to online articles, through “timestamps”. Using a hash value which is then stored in a blockchain this creates a “birth certificate” for content. The company offers a module which can be added to WordPress for this purpose. For starters, there is a free plan. Plus, there is a video showing how timestamps work. Video
Clubhouse would like to access your contacts
“When you join the fast-growing, invite-only social media app Clubhouse — lucky you! — one of the first things the app will ask you to do is grant it access to your iPhone’s contacts. A finger icon points to the “OK” button, which is also in a bolder font and more enticing than the adjacent “Don’t Allow” option. You don’t have to do it, but if you don’t, you lose the ability to invite anyone else to Clubhouse.”
This sounds like the next privacy and what is surprising is that it starts the way other such issues started: By an eagerness to gather data – without making it clear for what reason. Why would my doctor want to join Clubhouse? Let him decide. Why is this strategey of collecting all those names a higher priority than a rock-solid user experience? LINK
Facebook reports rise in content takedowns
In the last quarter of 2020 Facebook took down 6,3 million posts to enforce against online bullying and harrassement. The number has rissen from 3,5 million takedowns in the third quarter of 2020. LINK
12 ways to build trust for tech companies
An article published on Forbes lists up 12 ways to gain trust. Among them: Transparency, showing that privacy is important by example and “privacy by design”. Blockchain is listed as the enabling technology. LINK
In 2020 consumers spent $13 billion on non-game subscriptions, up from $9,7
The market for paid content, in various forms, is growing. In the past it was very difficult to make money this way, but this has changed. Figures reported by Sensor Tower say spending has increased by 34% in one year. if LINK
Fifty million content creators
“There are currently over 50 million creators on Youtube, Instagram, Twitch, TikTok, and other social media platforms. Two million of them are full-time, and they earn six-figure salaries by creating content daily or weekly. And that massive distributed content creation engine means that about 90% of the video, audio, photo, and text-based content consumed today by Gen Z is created by individuals, not corporations.”
Via Forbes. This is a from mid-2020, but notable. LINK
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